• You & Your Family
    • Life Insurance
    • Trauma/Disability Insurance
    • Mortgage/Income Protection Insurance
    • Health Insurance
  • Your Business
    • Group Schemes
    • Key Person
  • Your Financial Future
    • Optimiser Program
    • Retirement Planning
    • Investments
    • Kiwisaver
  • About Ark
  • Your Specialists
    • Adam Sutcliffe
    • Luke McIntyre
    • Nandy McIntyre
    • Stephen Wescombe
    • Steven A. Sequeira
  • Important Information
Contact Us
  • About Ark
  • Your Specialists
    • Adam Sutcliffe
    • Luke McIntyre
    • Nandy McIntyre
    • Stephen Wescombe
    • Steven A. Sequeira
  • Important Information
Contact Us
11.08.20 | All

Money Week: Is online grocery shopping better for your budget?

I am one of those shoppers that runs into the supermarket for one item and walks out with a trolley full of items I do not need, and quite often, forgetting the item I went in for!

Supermarkets are experts in marketing strategies.  Their isles are carefully designed to entice us, wear down our willpower, and trick us into thinking we are buying a bargain.

So, when online grocery shopping was introduced, I was an instant convert, apart from being a bit of a gadget girl, I also found it less stressful and much easier to control my spending.

Below are some of the pros and cons that I have found as an online grocery shopper:

Benefits:

Budget:  I can keep an eye on my shopping trolley total and if it is over my budget, I can remove unnecessary items.

Online shopping list:  it is so easy to add an item to my trolley as soon as I run out or simply check the pantry to see what I need.

Convenience:  I can shop anywhere I have a device.

Freebies: Many times, I have collected my groceries to find a freebie has been added, last week it was a 2 litre of milk.

Upgrades:  It is not unusual to find meat and produce weigh more than what I have paid for.

 

Downsides:

Shopping list:  It does take time to set this up but once all your groceries are in your shopping list(s) you are ready to go.

Out of stock:  Items I need are not always in stock at my chosen store.

Incomplete order at delivery or collection: Sometimes my order cannot be completed as the items were unavailable or could not be substituted.

Specials at other supermarkets:  an item your buying online could be cheaper or on special at other supermarkets

Cost of delivery:  It can be a bit expensive to have your groceries delivered.  However, I am a ‘Click & Collect’ shopper and as my groceries are always over $50 this is a free service.

In my opinion, there is much to like about online grocery shopping, and you have a lot of control at your fingertips.  Hopefully, it will help you stick to your grocery budget.

This article is for general information only and should not be taken as advise.  Please see our experts page to contact your adviser.
A disclosure statement is available on request and is free of charge.
Share this...
Share on facebook
Facebook
Share on pinterest
Pinterest
Share on twitter
Twitter
Share on linkedin
Linkedin
13.08.20

Save $1,000’s on your life insurance

Read More
02.12.19

Complaints Procedure

Read More
logo logo logo logo logo logo logo
logo logo logo logo logo logo logo
© Ark 2025
  • You & Your Family
  • Your Business
  • Your Financial Future
  • About Ark
  • Your Specialists
  • Latest News
  • Newsletters